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Home Insurance Costs with Deductible Scenarios in Sanilac County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sanilac County, MI $101300 $504 $693
Buel, MI $83200 $497 $684
Forestville, MI $100000 $518 $712
Delaware, MI $119100 $539 $742
Port Sanilac, MI $112500 $532 $732
Elk, MI $83900 $498 $685
Peck, MI $78100 $490 $674
Speaker, MI $97700 $515 $708
Deckerville, MI $61100 $465 $640
Bridgehampton, MI $77600 $489 $673

Impact of Coverage Amount on Home Insurance Cost In Sanilac County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $672
$200,000 $2,039
$300,000 $2,664
$400,000 $3,348
$500,000 $4,285
$750,000 to $1000,000 $4,955
Above $1000,000 $5,859


Sanilac County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sanilac County, MI Average Home Insurance Cost$701.31
State Average Home Insurance Cost$775
Difference Vs national Average-522.69

Top Homeowners Insurance Companies in Sanilac County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Allstate $1,174
Michigan Farm Bureau $974
Safeco $914

Sanilac County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -84 617
One Claim +49 750
Two Claims +91 792