Home Insurance Costs with Deductible Scenarios in Saginaw, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Saginaw, MI	$38600	$621	$854
Frankenlust, MI	$159500	$579	$796
Montrose, MI	$77900	$490	$674
Auburn, MI	$100500	$518	$713
Bay County, MI	$96800	$498	$685
Thomas, MI	$133700	$466	$641
Kawkawlin, MI	$132400	$553	$761
Hampton charter, MI	$120900	$503	$692
Ingersoll, MI	$128200	$549	$755
Monitor charter, MI	$134300	$466	$641

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Impact of Coverage Amount on Home Insurance Cost In Saginaw, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$2,243
$200,000	$6,448
$300,000	$8,966
$400,000	$11,028
$500,000	$14,116
$750,000 to $1000,000	$16,321
Above $1000,000	$19,299

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Saginaw, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Saginaw, MI Average Home Insurance Cost	$864.5125
State Average Home Insurance Cost	$775
Difference Vs national Average	-359.4875

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Top Homeowners Insurance Companies in Saginaw, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Hanover	$934
Safeco	$914
Automobile Club	$897
Farmers	$884

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Saginaw, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-112	752
One Claim	+78	942
Two Claims	+104	968

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