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Home Insurance Costs with Deductible Scenarios in Montcalm County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Montcalm County $95,000 $370 $379
Orleans $95,000 $359 $452
McBride $55,000 $206 $252
Montcalm County $95,000 $370 $379
Courtland $195,000 $772 $827
Day $80,000 $325 $349
Belvidere $85,000 $283 $406
Edmore $70,000 $271 $328
Maple Valley $100,000 $376 $449
Sumner $85,000 $318 $367

Impact of Coverage Amount on Home Insurance Cost In Montcalm County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $805
$250000 $966
$500000 $1,546
$750000 $2,010
$1000000 $2,573
More than $1000000 $2,974


Montcalm County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montcalm County, MI Average Home Insurance Cost$732
State Average Home Insurance Cost$856
Difference Vs national Average-492

Best Home Insurance Quotes & Estimates for Properties Near Montcalm County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $122,500 $430 Dorothy Bowen Dr, S Staines Rd
$1000-$2500 Deductible $150,500 $380 Wicker Rd SE
$2500-$5000 Deductible $87,000 $240 Newcomb Rd, Pine Grove Rd
$500- $1000 Deductible $114,500 $490 S David Dr
$500- $1000 Deductible $88,000 $270 N Callaghan Dr
> $10,000 Deductible $200,000 $370 Wendy Dr
$1000-$2500 Deductible $55,500 $210 W Walnut St
> $10,000 Deductible $291,000 $750 Briggs Rd

Top Homeowners Insurance Companies in Montcalm County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Allstate $1,174
AAA $954
Auto Owners $946

Montcalm County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -73 659
One Claim +51 783
Two Claims +95 827