Home Insurance Costs with Deductible Scenarios in Montcalm County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Montcalm County, MI	$101000	$503	$692
Orleans, MI	$101100	$519	$714
McBride, MI	$49700	$447	$616
Montcalm County, MI	$101000	$503	$692
Courtland, MI	$247100	$561	$772
Day, MI	$84200	$498	$685
Belvidere, MI	$79600	$492	$677
Edmore, MI	$78800	$490	$675
Maple Valley, MI	$99100	$516	$710
Sumner, MI	$88500	$503	$693

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Impact of Coverage Amount on Home Insurance Cost In Montcalm County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$661
$200,000	$2,194
$300,000	$2,889
$400,000	$3,354
$500,000	$4,293
$750,000 to $1000,000	$4,964
Above $1000,000	$5,870

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Montcalm County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Montcalm County, MI Average Home Insurance Cost	$700.34
State Average Home Insurance Cost	$775
Difference Vs national Average	-523.66

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Top Homeowners Insurance Companies in Montcalm County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Allstate	$1,174
AAA	$954
Auto Owners	$946

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Montcalm County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-84	616
One Claim	+56	756
Two Claims	+84	784

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