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Home Insurance Costs with Deductible Scenarios in Midland County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Midland County, MI $133000 $537 $739
Bentley, MI $100900 $518 $713
Midland County, MI $133000 $537 $739
Midland, MI $144000 $547 $753
Mount Forest, MI $102500 $521 $716
Freeland, MI $158200 $486 $668
Merrill, MI $76000 $487 $670
Thomas, MI $133700 $466 $641
Hemlock, MI $93000 $509 $700
Edenville, MI $134600 $555 $764

Impact of Coverage Amount on Home Insurance Cost In Midland County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $640
$200,000 $1,598
$300,000 $2,226
$400,000 $2,849
$500,000 $3,647
$750,000 to $1000,000 $4,217
Above $1000,000 $4,986


Midland County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Midland County, MI Average Home Insurance Cost$747.87
State Average Home Insurance Cost$775
Difference Vs national Average-476.13

Top Homeowners Insurance Companies in Midland County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
Frankenmuth Insurance $990
Safeco $914
Farmers $884

Midland County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -97 651
One Claim +60 808
Two Claims +97 845