Home Insurance Costs with Deductible Scenarios in Livingston County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Livingston County, MI	$218700	$617	$849
Wixom, MI	$227600	$542	$746
White Oak, MI	$158300	$578	$795
South Lyon, MI	$171100	$495	$681
Cohoctah, MI	$187500	$605	$833
Perry, MI	$121100	$541	$745
Dexter, MI	$282400	$601	$827
Unadilla, MI	$177500	$596	$820
Lyndon, MI	$246100	$666	$917
Brighton, MI	$261900	$577	$793

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Impact of Coverage Amount on Home Insurance Cost In Livingston County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$369
$200,000	$1,132
$300,000	$1,567
$400,000	$1,934
$500,000	$2,476
$750,000 to $1000,000	$2,862
Above $1000,000	$3,385

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Livingston County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Livingston County, MI Average Home Insurance Cost	$859.42
State Average Home Insurance Cost	$775
Difference Vs national Average	-364.58

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Top Homeowners Insurance Companies in Livingston County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,174
Michigan Farm Bureau	$974
Farmers	$884
Meemic	$635

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Livingston County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-112	748
One Claim	+60	920
Two Claims	+103	963

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