Home Insurance Costs with Deductible Scenarios in Lapeer County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($5000 to $10,000 Deductible)	Low Deductible($) ($2500-$5000 Deductible)
Lapeer County	$135,000	$522	$649
Burnside	$120,000	$422	$520
Hadley	$185,000	$630	$835
Imlay City	$70,000	$258	$279
Melvin	$85,000	$352	$355
Arcadia	$160,000	$616	$686
Oxford	$140,000	$519	$609
Leonard	$120,000	$441	$518
Atlas	$180,000	$741	$845
Watertown	$95,000	$397	$449

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Impact of Coverage Amount on Home Insurance Cost In Lapeer County, MI

Coverage Amount	Home Insurance Cost ($)
$100000	$839
$250000	$1,007
$500000	$1,611
$750000	$2,095
$1000000	$2,681
More than $1000000	$3,100

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Lapeer County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lapeer County, MI Average Home Insurance Cost	$763
State Average Home Insurance Cost	$856
Difference Vs national Average	-461

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Best Home Insurance Quotes & Estimates for Properties Near Lapeer County, MI

Deductible ($)	Home Value ($)	Homeowners Insurance Cost ($)	Location
$500- $1000 Deductible	$156,000	$660	General Squier Rd
$5000 to $10,000 Deductible	$229,000	$430	Gark Rd
$2500-$5000 Deductible	$263,000	$1060	Olds Rd
$2500-$5000 Deductible	$92,500	$260	Brush St
$500- $1000 Deductible	$180,000	$600	Hollow Corners Rd
> $10,000 Deductible	$290,000	$780	Hart Lake Rd
$500 Deductible	$57,500	$230	June Dr
$500- $1000 Deductible	$446,000	$2070	W Lane Dr, Spring St

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Top Homeowners Insurance Companies in Lapeer County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Michigan Farm Bureau	$974
Auto Owners	$946
Hanover	$934

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Lapeer County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-38	725
One Claim	+53	816
Two Claims	+99	862

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