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Home Insurance Costs with Deductible Scenarios in Lapeer County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Lapeer County $135,000 $522 $649
Burnside $120,000 $422 $520
Hadley $185,000 $630 $835
Imlay City $70,000 $258 $279
Melvin $85,000 $352 $355
Arcadia $160,000 $616 $686
Oxford $140,000 $519 $609
Leonard $120,000 $441 $518
Atlas $180,000 $741 $845
Watertown $95,000 $397 $449

Impact of Coverage Amount on Home Insurance Cost In Lapeer County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $839
$250000 $1,007
$500000 $1,611
$750000 $2,095
$1000000 $2,681
More than $1000000 $3,100


Lapeer County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lapeer County, MI Average Home Insurance Cost$763
State Average Home Insurance Cost$856
Difference Vs national Average-461

Best Home Insurance Quotes & Estimates for Properties Near Lapeer County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $156,000 $660 General Squier Rd
$5000 to $10,000 Deductible $229,000 $430 Gark Rd
$2500-$5000 Deductible $263,000 $1060 Olds Rd
$2500-$5000 Deductible $92,500 $260 Brush St
$500- $1000 Deductible $180,000 $600 Hollow Corners Rd
> $10,000 Deductible $290,000 $780 Hart Lake Rd
$500 Deductible $57,500 $230 June Dr
$500- $1000 Deductible $446,000 $2070 W Lane Dr, Spring St

Top Homeowners Insurance Companies in Lapeer County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Michigan Farm Bureau $974
Auto Owners $946
Hanover $934

Lapeer County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -38 725
One Claim +53 816
Two Claims +99 862