Home Insurance Costs with Deductible Scenarios in Lapeer County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lapeer County, MI	$151400	$554	$763
Burnside, MI	$133400	$554	$762
Hadley, MI	$222100	$640	$880
Imlay City, MI	$90800	$506	$697
Melvin, MI	$86700	$501	$690
Arcadia, MI	$164700	$584	$803
Oxford, MI	$177900	$596	$820
Leonard, MI	$121100	$541	$745
Atlas, MI	$192100	$512	$705
Watertown, MI	$119300	$539	$742

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Impact of Coverage Amount on Home Insurance Cost In Lapeer County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$595
$200,000	$1,583
$300,000	$1,970
$400,000	$2,571
$500,000	$3,291
$750,000 to $1000,000	$3,805
Above $1000,000	$4,499

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Lapeer County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lapeer County, MI Average Home Insurance Cost	$772.12
State Average Home Insurance Cost	$775
Difference Vs national Average	-451.88

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Top Homeowners Insurance Companies in Lapeer County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Michigan Farm Bureau	$974
Auto Owners	$946
Hanover	$934

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Lapeer County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-100	672
One Claim	+62	834
Two Claims	+100	872

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