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Home Insurance Costs with Deductible Scenarios in Lapeer County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lapeer County, MI $151400 $554 $763
Burnside, MI $133400 $554 $762
Hadley, MI $222100 $640 $880
Imlay City, MI $90800 $506 $697
Melvin, MI $86700 $501 $690
Arcadia, MI $164700 $584 $803
Oxford, MI $177900 $596 $820
Leonard, MI $121100 $541 $745
Atlas, MI $192100 $512 $705
Watertown, MI $119300 $539 $742

Impact of Coverage Amount on Home Insurance Cost In Lapeer County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $595
$200,000 $1,583
$300,000 $1,970
$400,000 $2,571
$500,000 $3,291
$750,000 to $1000,000 $3,805
Above $1000,000 $4,499


Lapeer County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lapeer County, MI Average Home Insurance Cost$772.12
State Average Home Insurance Cost$775
Difference Vs national Average-451.88

Top Homeowners Insurance Companies in Lapeer County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Michigan Farm Bureau $974
Auto Owners $946
Hanover $934

Lapeer County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -100 672
One Claim +62 834
Two Claims +100 872