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Home Insurance Costs with Deductible Scenarios in Lansing, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lansing, MI $77100 $474 $652
Haslett, MI $177000 $500 $688
Roxand, MI $125400 $546 $751
East Lansing, MI $181100 $581 $799
Lake Victoria, MI $201200 $618 $851
Bath charter, MI $181900 $504 $693
DeWitt, MI $200100 $617 $850
Bingham, MI $164900 $584 $803
Ingham County, MI $123700 $527 $725
Dimondale, MI $150700 $571 $785

Impact of Coverage Amount on Home Insurance Cost In Lansing, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $836
$200,000 $2,683
$300,000 $3,384
$400,000 $4,166
$500,000 $5,332
$750,000 to $1000,000 $6,166
Above $1000,000 $7,290


Lansing, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lansing, MI Average Home Insurance Cost$659.6
State Average Home Insurance Cost$775
Difference Vs national Average-564.4

Top Homeowners Insurance Companies in Lansing, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Allstate $1,174
Michigan Farm Bureau $974
Farmers $884

Lansing, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -86 574
One Claim +46 706
Two Claims +86 745