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Home Insurance Costs with Deductible Scenarios in Ionia County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Ionia County $110,000 $416 $495
Lowell $105,000 $346 $444
Eagle $160,000 $669 $717
Fowler $145,000 $552 $701
Keene $155,000 $574 $670
Sebewa $130,000 $494 $554
Greenville $85,000 $347 $371
Lyons $85,000 $347 $369
Hubbardston $85,000 $294 $363
North Plains $90,000 $363 $385

Impact of Coverage Amount on Home Insurance Cost In Ionia County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $816
$250000 $979
$500000 $1,567
$750000 $2,037
$1000000 $2,608
More than $1000000 $3,015


Ionia County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ionia County, MI Average Home Insurance Cost$742
State Average Home Insurance Cost$856
Difference Vs national Average-482

Best Home Insurance Quotes & Estimates for Properties Near Ionia County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $187,000 $430 Smokey Row
$2500-$5000 Deductible $151,500 $340 Little St, E Ellis St, River St
$500- $1000 Deductible $107,500 $390 Palmer Rd, State Hwy 44
$500- $1000 Deductible $161,000 $780 Nickleplate
$500- $1000 Deductible $100,500 $370 Briar Ridge Ct
$500- $1000 Deductible $134,500 $440 Greenfield Dr, Hospital Dr
$500 Deductible $76,000 $270 Smokey Row
$1000-$2500 Deductible $238,500 $700 Little St, E Ellis St, River St

Top Homeowners Insurance Companies in Ionia County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
Frankenmuth Insurance $990
AAA $954
Hanover $934

Ionia County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -59 683
One Claim +45 787
Two Claims +96 838