Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Gratiot County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Gratiot County, MI $92100 $492 $678
Seville, MI $89100 $504 $694
Maple Rapids, MI $84800 $499 $687
Lebanon, MI $159100 $579 $796
Crystal, MI $89000 $504 $694
Bethany, MI $116800 $536 $738
Bloomer, MI $106600 $525 $722
Breckenridge, MI $70400 $479 $659
Jasper, MI $90800 $506 $697
Arcada, MI $133700 $554 $763

Impact of Coverage Amount on Home Insurance Cost In Gratiot County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $625
$200,000 $2,096
$300,000 $2,970
$400,000 $3,648
$500,000 $4,669
$750,000 to $1000,000 $5,399
Above $1000,000 $6,384


Gratiot County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Gratiot County, MI Average Home Insurance Cost$685.79
State Average Home Insurance Cost$775
Difference Vs national Average-538.21

Top Homeowners Insurance Companies in Gratiot County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Allstate $1,174
Frankenmuth Insurance $990
AAA $954

Gratiot County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -89 597
One Claim +41 727
Two Claims +96 782