Home Insurance Costs with Deductible Scenarios in Genesee County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Genesee County, MI	$96500	$498	$685
Forest, MI	$109500	$528	$727
Grand Blanc charter, MI	$149700	$478	$658
Holly, MI	$132700	$464	$639
Montrose, MI	$77900	$490	$674
Flint charter, MI	$79600	$457	$629
Brandon charter, MI	$201300	$519	$715
Richfield, MI	$130300	$463	$637
Flushing, MI	$112500	$495	$681
Gaines, MI	$138600	$559	$769

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Impact of Coverage Amount on Home Insurance Cost In Genesee County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$577
$200,000	$2,079
$300,000	$2,946
$400,000	$3,566
$500,000	$4,564
$750,000 to $1000,000	$5,278
Above $1000,000	$6,241

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Genesee County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Genesee County, MI Average Home Insurance Cost	$693.55
State Average Home Insurance Cost	$775
Difference Vs national Average	-530.45

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Top Homeowners Insurance Companies in Genesee County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Allstate	$1,174
Michigan Farm Bureau	$974
Auto Owners	$946

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Genesee County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-83	610
One Claim	+55	749
Two Claims	+90	784

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