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Home Insurance Costs with Deductible Scenarios in Clare County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Clare County, MI $85000 $484 $666
Orient, MI $95000 $511 $703
Harrison, MI $81500 $495 $681
Clam Union, MI $115400 $535 $736
Hayes, MI $57300 $460 $632
Surrey, MI $84400 $498 $686
Gladwin, MI $86600 $501 $690
Grout, MI $105300 $523 $720
Clare, MI $98800 $516 $710
Gilmore, MI $109100 $528 $726

Impact of Coverage Amount on Home Insurance Cost In Clare County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $842
$200,000 $2,465
$300,000 $3,116
$400,000 $4,020
$500,000 $5,146
$750,000 to $1000,000 $5,950
Above $1000,000 $7,035


Clare County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Clare County, MI Average Home Insurance Cost$674.15
State Average Home Insurance Cost$775
Difference Vs national Average-549.85

Top Homeowners Insurance Companies in Clare County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Michigan Farm Bureau $974
Hanover $934
Meemic $635

Clare County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -94 580
One Claim +40 715
Two Claims +88 762