Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Bay County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Bay County $95,000 $383 $472
Bangor charter $105,000 $394 $516
Freeland $165,000 $656 $865
Midland $145,000 $615 $736
Standish $80,000 $305 $460
Zilwaukee $75,000 $279 $410
Wisner $85,000 $357 $460
Thomas $130,000 $520 $689
Essexville $90,000 $314 $452
Gibson $105,000 $378 $522

Impact of Coverage Amount on Home Insurance Cost In Bay County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $803
$250000 $964
$500000 $1,542
$750000 $2,004
$1000000 $2,565
More than $1000000 $2,966


Bay County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bay County, MI Average Home Insurance Cost$730
State Average Home Insurance Cost$856
Difference Vs national Average-494

Best Home Insurance Quotes & Estimates for Properties Near Bay County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $152,000 $640 Barnett Dr
$500- $1000 Deductible $81,500 $280 32nd St
$500- $1000 Deductible $133,000 $500 E 6th St
$1000-$2500 Deductible $75,000 $210 Bradfield St
$2500-$5000 Deductible $102,000 $330 Chandler St
$500- $1000 Deductible $129,500 $490 N Wenona Ave
$2500-$5000 Deductible $52,500 $150 Spring Knoll Ln
$500 Deductible $404,500 $2040 E Meadow Dr
$500 Deductible $65,500 $200 Chandler St

Top Homeowners Insurance Companies in Bay County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Liberty Mutual $1,247
AAA $954
Auto Owners $946

Bay County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -88 642
One Claim +58 788
Two Claims +102 832