Home Insurance Costs with Deductible Scenarios in Bay County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Bay County, MI	$96800	$498	$685
Bangor charter, MI	$113100	$495	$682
Freeland, MI	$158200	$486	$668
Midland, MI	$144000	$547	$753
Standish, MI	$80700	$493	$679
Zilwaukee, MI	$72300	$482	$663
Wisner, MI	$84300	$498	$686
Thomas, MI	$133700	$466	$641
Essexville, MI	$86300	$500	$689
Gibson, MI	$130300	$551	$758

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Impact of Coverage Amount on Home Insurance Cost In Bay County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$781
$200,000	$2,122
$300,000	$2,967
$400,000	$3,557
$500,000	$4,553
$750,000 to $1000,000	$5,264
Above $1000,000	$6,225

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Bay County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Bay County, MI Average Home Insurance Cost	$693.55
State Average Home Insurance Cost	$775
Difference Vs national Average	-530.45

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Top Homeowners Insurance Companies in Bay County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Liberty Mutual	$1,247
AAA	$954
Auto Owners	$946

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Bay County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-90	603
One Claim	+42	735
Two Claims	+83	777

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