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Home Insurance Costs with Deductible Scenarios in Bay City, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Bay City $70,000 $288 $325
Bridgeport charter $80,000 $288 $411
Kawkawlin $125,000 $437 $630
Larkin charter $205,000 $744 $1,031
Kochville $110,000 $378 $582
Akron $80,000 $277 $354
Shields $115,000 $472 $626
Ingersoll $120,000 $470 $582
Portsmouth charter $110,000 $440 $570
Robin Glen-Indiantown $20,000 $77 $96

Impact of Coverage Amount on Home Insurance Cost In Bay City, MI

Coverage Amount Home Insurance Cost ($)
$100000 $782
$250000 $939
$500000 $1,502
$750000 $1,952
$1000000 $2,499
More than $1000000 $2,889


Bay City, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bay City, MI Average Home Insurance Cost$711
State Average Home Insurance Cost$856
Difference Vs national Average-513

Best Home Insurance Quotes & Estimates for Properties Near Bay City, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $85,000 $300 N Madison Ave, N Lincoln Ave
$500- $1000 Deductible $105,000 $450 Hart St, Mosher St
$1000-$2500 Deductible $86,000 $260 S Dewitt St, N Henry St
$500- $1000 Deductible $84,000 $330 29th St
$500- $1000 Deductible $85,500 $290 Hine St
$1000-$2500 Deductible $182,500 $600 Ridge Rd
$2500-$5000 Deductible $50,000 $110 W Jane St
$500 Deductible $128,500 $410 N Madison Ave, N Lincoln Ave
$500- $1000 Deductible $137,500 $420 Hine St

Top Homeowners Insurance Companies in Bay City, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
Michigan Farm Bureau $974
Auto Owners $946
Hanover $934

Bay City, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -85 626
One Claim +36 747
Two Claims +85 796