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Home Insurance Costs with Deductible Scenarios in Bay City, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Bay City, MI $67100 $460 $633
Bridgeport charter, MI $79100 $457 $628
Kawkawlin, MI $132400 $553 $761
Larkin charter, MI $211700 $528 $727
Kochville, MI $121300 $503 $693
Akron, MI $80900 $493 $679
Shields, MI $114800 $497 $684
Ingersoll, MI $128200 $549 $755
Portsmouth charter, MI $115400 $535 $736
Robin Glen-Indiantown, MI $14700 $381 $525

Impact of Coverage Amount on Home Insurance Cost In Bay City, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $1,042
$200,000 $3,018
$300,000 $3,714
$400,000 $4,683
$500,000 $5,994
$750,000 to $1000,000 $6,931
Above $1000,000 $8,195


Bay City, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bay City, MI Average Home Insurance Cost$641.17
State Average Home Insurance Cost$775
Difference Vs national Average-582.83

Top Homeowners Insurance Companies in Bay City, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
Michigan Farm Bureau $974
Auto Owners $946
Hanover $934

Bay City, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -83 558
One Claim +58 699
Two Claims +90 731